/* Ares Public Adjusters, site styles */
:root {
  --mist: #D9E3EC;
  --mist-2: #E7EDF2;
  --steel: #ADBFCF;
  --steel-deep: #6C8194;
  --night: #0F1820;
  --night-2: #182430;
  --cream: #FFFBF3;
  --ink: #0F1820;
  --ink-soft: #46535F;
  --green: #5DE895;
  --line: rgba(15, 24, 32, 0.12);
  --line-light: rgba(255, 251, 243, 0.14);
  --gutter: clamp(16px, 4.5vw, 64px);
  --max: 1320px;
  --r-lg: 28px;
  --r-md: 18px;
  --ease: cubic-bezier(.2, .7, .1, 1);
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--mist);
  color: var(--ink);
  font-family: "Manrope", system-ui, sans-serif;
  font-size: 17px;
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img, video { display: block; max-width: 100%; height: auto; }
a { color: inherit; }
button { font: inherit; color: inherit; }
html { -webkit-tap-highlight-color: transparent; }
a, button, summary, select { touch-action: manipulation; }
:focus-visible { outline: 2px solid currentColor; outline-offset: 4px; border-radius: 6px; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

.wrap { max-width: var(--max); margin: 0 auto; padding: 0 var(--gutter); }
.dark { background: var(--night); color: var(--cream); --line: var(--line-light); --ink-soft: rgba(255, 251, 243, .66); }

/* Type */
h1, h2, h3, h4 { margin: 0; font-weight: 300; letter-spacing: -0.05em; line-height: 1; }
.display { font-size: clamp(3.2rem, 10.5vw, 10rem); letter-spacing: -0.068em; line-height: .88; }
.h-xl { font-size: clamp(2.6rem, 6.4vw, 6rem); letter-spacing: -0.06em; line-height: .95; }
.h-lg { font-size: clamp(2.1rem, 4.4vw, 4rem); line-height: 1; }
.h-md { font-size: clamp(1.5rem, 2.4vw, 2.1rem); letter-spacing: -0.035em; line-height: 1.12; font-weight: 400; }
.h-sm { font-size: 1.2rem; letter-spacing: -0.02em; line-height: 1.25; font-weight: 600; }
p { margin: 0; }
.lede { font-size: clamp(1.08rem, 1.4vw, 1.25rem); color: var(--ink-soft); max-width: 36em; line-height: 1.6; }
.statement { font-size: clamp(1.7rem, 3.3vw, 3rem); font-weight: 300; letter-spacing: -0.035em; line-height: 1.18; max-width: 22em; }
.statement em { font-style: normal; color: var(--steel-deep); }
.kicker { font-size: .92rem; font-weight: 600; color: var(--ink-soft); letter-spacing: -0.01em; }
.money { font-variant-numeric: tabular-nums; letter-spacing: -0.05em; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  height: 52px; padding: 0 26px;
  border-radius: 999px; border: 1px solid transparent;
  font-weight: 600; font-size: .98rem; letter-spacing: -0.01em;
  text-decoration: none; white-space: nowrap; cursor: pointer;
  transition: background-color .25s, color .25s, border-color .25s, transform .25s var(--ease);
}
.btn:active { transform: scale(.98); }
.btn svg { width: 17px; height: 17px; }
.btn-night { background: var(--night); color: var(--cream); }
.btn-night:hover { background: #22323f; }
.btn-cream { background: var(--cream); color: var(--night); }
.btn-cream:hover { background: #fff; }
.btn-line { border-color: currentColor; background: transparent; }
.btn-line:hover { background: rgba(127, 140, 152, .14); }
.btn-sm { height: 42px; padding: 0 18px; font-size: .92rem; }
.link { font-weight: 600; text-decoration: underline; text-decoration-thickness: 1px; text-underline-offset: 5px; }
.link:hover { text-decoration-thickness: 2px; }

/* Navigation */
.nav {
  position: fixed; top: 28px; left: 0; right: 0; z-index: 50;
  padding: 0 var(--gutter); pointer-events: none;
}
.nav-inner {
  pointer-events: auto;
  max-width: calc(var(--max) - 2 * var(--gutter)); margin: 0 auto;
  display: flex; align-items: center; gap: 8px;
  padding: 8px 8px 8px 22px;
  background: rgba(231, 237, 242, .74);
  -webkit-backdrop-filter: blur(18px) saturate(1.4); backdrop-filter: blur(18px) saturate(1.4);
  border: 1px solid rgba(255, 255, 255, .55);
  border-radius: 999px;
  box-shadow: 0 10px 40px -18px rgba(15, 24, 32, .35);
}
.nav-logo img { width: 104px; }
.nav-links { display: flex; gap: 2px; margin-left: auto; }
.nav-links a {
  padding: 9px 15px; border-radius: 999px; text-decoration: none;
  font-size: .93rem; font-weight: 500; color: var(--ink-soft);
  transition: background-color .2s, color .2s;
}
.nav-links a:hover { color: var(--ink); background: rgba(15, 24, 32, .06); }
.nav-links a[aria-current="page"] { color: var(--ink); background: rgba(15, 24, 32, .08); }
.nav-cta { display: flex; gap: 6px; margin-left: 10px; }
.nav-call { display: none; width: 44px; height: 44px; border-radius: 50%; border: 1px solid rgba(15, 24, 32, .28); place-items: center; text-decoration: none; }
.nav-call svg { width: 18px; height: 18px; }
.nav-toggle { display: none; margin-left: auto; width: 44px; height: 44px; border-radius: 50%; border: 0; background: var(--night); cursor: pointer; }
.nav-toggle span { display: block; width: 16px; height: 1.5px; background: var(--cream); margin: 4px auto; transition: transform .3s var(--ease); }
.menu {
  position: fixed; inset: 0; z-index: 45; background: var(--night); color: var(--cream);
  padding: 110px var(--gutter) 40px; display: flex; flex-direction: column; gap: 4px;
  opacity: 0; visibility: hidden; transition: opacity .35s var(--ease), visibility .35s;
}
.menu a { font-size: 2.3rem; font-weight: 300; letter-spacing: -0.045em; text-decoration: none; padding: 6px 0; }
.menu .menu-foot { margin-top: auto; display: grid; gap: 12px; }
.menu .menu-foot a { font-size: 1rem; font-weight: 600; letter-spacing: 0; }
body.menu-open .menu { opacity: 1; visibility: visible; }
body.menu-open { overflow: hidden; }
body.menu-open .nav-toggle span:first-child { transform: translateY(2.75px) rotate(45deg); }
body.menu-open .nav-toggle span:last-child { transform: translateY(-2.75px) rotate(-45deg); }

/* Home hero */
.hero { padding: 12px; }
.hero-frame {
  position: relative; overflow: hidden; border-radius: var(--r-lg);
  min-height: clamp(720px, 88svh, 840px); background: var(--night);
  color: var(--cream); display: flex; flex-direction: column; justify-content: flex-end;
}
.hero-frame > video, .hero-frame > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.hero-frame::after {
  content: ""; position: absolute; inset: 0;
  background: #0000009C;
}
.hero-body {
  position: relative; z-index: 1;
  flex: 1; width: 100%; max-width: var(--max); margin: 0 auto;
  display: grid; grid-template-columns: minmax(0, 1fr) minmax(340px, 440px); gap: clamp(40px, 6vw, 96px); align-items: center;
  padding: 124px var(--gutter) 28px;
}
.hero .display { font-size: clamp(3rem, 7.4vw, 6.6rem); }
.hero-sub { margin-top: 24px; max-width: 30em; color: rgba(255, 251, 243, .84); font-size: 1.05rem; }
.hero-form { padding: clamp(20px, 2.4vw, 30px); border-radius: 22px; }
.hero-form .h-md { font-size: 1.3rem; }
.hero-form .form-grid { margin-top: 16px; gap: 10px; }
.hero-form .field { gap: 5px; }
.hero-form .field input, .hero-form .field select { padding: 11px 14px; font-size: .96rem; }
.hero-form .field select { padding-right: 40px; background-position: right 14px center; }
.hero-form .form-foot { margin-top: 16px; }
.hero h1 span { display: block; }
.hero-side p { color: rgba(255, 251, 243, .82); font-size: 1.05rem; }
.hero-side .btns { display: flex; flex-wrap: wrap; gap: 10px; margin-top: 24px; }
.hero-side .btn-line { color: var(--cream); }
.hero-meta {
  position: relative; z-index: 1;
  display: flex; flex-wrap: wrap; gap: 8px 28px;
  width: calc(100% - 2 * var(--gutter)); max-width: calc(var(--max) - 2 * var(--gutter)); margin: 0 auto clamp(20px, 3vw, 32px);
  padding-top: 18px; border-top: 1px solid rgba(255, 251, 243, .2);
  font-size: .88rem; color: rgba(255, 251, 243, .72);
}
.hero-meta .live { display: inline-flex; align-items: center; gap: 8px; }
.hero-meta .live::before { content: ""; width: 7px; height: 7px; border-radius: 50%; background: var(--green); box-shadow: 0 0 0 4px rgba(93, 232, 149, .18); }

/* One orchestrated load: headline lines rise into place */
.rise > * { display: block; overflow: hidden; }
.rise > * > span { display: block; transform: translateY(105%); animation: rise 1.1s var(--ease) forwards; }
.rise > *:nth-child(2) > span { animation-delay: .12s; }
.fade-in { opacity: 0; animation: fade 1s .55s var(--ease) forwards; }
@keyframes rise { to { transform: none; } }
@keyframes fade { to { opacity: 1; } }

/* Section rhythm */
.sec { padding: clamp(80px, 11vw, 168px) 0; }
.sec-tight { padding: clamp(56px, 7vw, 96px) 0; }
.sec-head { display: flex; justify-content: space-between; align-items: flex-end; gap: 32px; flex-wrap: wrap; margin-bottom: clamp(40px, 5vw, 72px); }
.sec-head .lede { max-width: 28em; }

/* Intro */
.intro { display: grid; grid-template-columns: 200px 1fr; gap: 40px; }
.intro .kicker { padding-top: 14px; }
.intro-foot { display: flex; flex-wrap: wrap; align-items: center; gap: 28px; margin-top: 48px; }
.intro-foot img { width: 120px; mix-blend-mode: multiply; }

/* Results stage */
.stage { display: grid; grid-template-columns: 340px 1fr; gap: clamp(28px, 4vw, 64px); align-items: stretch; }
.stage-list { display: flex; flex-direction: column; border-top: 1px solid var(--line); }
.stage-list button {
  all: unset; cursor: pointer; display: flex; flex: 1; justify-content: space-between; align-items: center; gap: 12px;
  padding: 0 4px; border-bottom: 1px solid var(--line);
  color: rgba(255, 251, 243, .55); transition: color .25s, padding .35s var(--ease);
}
.stage-list button strong { font-weight: 500; font-size: 1.15rem; letter-spacing: -0.02em; }
.stage-list button span { font-size: .88rem; }
.stage-list button:hover { color: var(--cream); }
.stage-list button[aria-selected="true"] { color: var(--cream); padding-left: 14px; }
.stage-list button:focus-visible { outline: 2px solid var(--cream); outline-offset: -2px; }
.results-head { margin-bottom: clamp(36px, 4.5vw, 60px); }
.results-head .lede { margin-top: 22px; max-width: 34em; }
.stage-panel {
  position: relative; border-radius: var(--r-lg); padding: clamp(28px, 4vw, 52px);
  background: var(--night-2); border: 1px solid var(--line-light); overflow: hidden;
  display: flex; flex-direction: column; justify-content: space-between; gap: 28px; min-height: 380px;
}
.stage-panel .row { display: flex; justify-content: space-between; align-items: baseline; gap: 16px; flex-wrap: wrap; }
.stage-was { font-size: 1.1rem; color: rgba(255, 251, 243, .6); }
.stage-was b { font-weight: 500; color: var(--cream); text-decoration: line-through; text-decoration-color: rgba(255, 251, 243, .5); }
.stage-now { font-size: clamp(2.5rem, 7vw, 6.8rem); font-weight: 300; line-height: .9; letter-spacing: -0.065em; margin-top: 24px; }
.stage-bars { margin-top: 36px; display: grid; gap: 10px; }
.stage-bar { height: 10px; border-radius: 99px; background: rgba(255, 251, 243, .08); overflow: hidden; }
.stage-bar i { display: block; height: 100%; border-radius: 99px; transform-origin: left; transition: transform 1.1s var(--ease); }
.stage-bar.offer i { background: var(--steel); }
.stage-bar.paid i { background: var(--cream); }
.stage-foot { display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 12px; padding-top: 22px; border-top: 1px solid var(--line-light); font-size: .92rem; color: rgba(255, 251, 243, .66); }
.stage-delta { color: var(--green); font-weight: 600; }
.note { font-size: .84rem; color: var(--ink-soft); margin-top: 24px; }

/* Claim list with hover preview */
.claims { border-top: 1px solid var(--line); }
.claim-row {
  position: relative; display: grid; grid-template-columns: 1fr 340px 48px; gap: 24px; align-items: center;
  padding: clamp(22px, 3vw, 34px) 0; border-bottom: 1px solid var(--line); text-decoration: none;
}
.claim-row h3 { font-size: clamp(2rem, 5vw, 4.4rem); letter-spacing: -0.06em; line-height: 1; transition: transform .5s var(--ease); }
.claim-row p { color: var(--ink-soft); font-size: .98rem; }
.claim-row .go {
  width: 48px; height: 48px; border-radius: 50%; border: 1px solid var(--line);
  display: grid; place-items: center; transition: background-color .3s, color .3s, border-color .3s;
}
.claim-row .go svg { width: 18px; height: 18px; }
.claim-row:hover h3 { transform: translateX(14px); }
.claim-row:hover .go { background: var(--night); color: var(--cream); border-color: var(--night); }
.claim-row .thumb { display: none; }

/* Process */
.steps { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; counter-reset: step; }
.step { padding-top: 22px; border-top: 1px solid var(--ink); }
.step::before { counter-increment: step; content: counter(step); display: block; font-size: .9rem; font-weight: 600; margin-bottom: 40px; }
.step h3 { font-size: 1.5rem; letter-spacing: -0.035em; font-weight: 400; }
.step p { color: var(--ink-soft); margin-top: 12px; font-size: .98rem; }

/* Case rail */
.rail-wrap { position: relative; }
.rail {
  display: grid; grid-auto-flow: column; grid-auto-columns: minmax(300px, 400px); gap: 18px;
  overflow-x: auto; scroll-snap-type: x mandatory; scrollbar-width: none;
  padding: 0 var(--gutter) 8px; scroll-padding: 0 var(--gutter);
}
.rail::-webkit-scrollbar { display: none; }
.rail-ctrl { display: flex; gap: 8px; }
.rail-ctrl button { width: 52px; height: 52px; border-radius: 50%; border: 1px solid var(--line); background: transparent; cursor: pointer; display: grid; place-items: center; transition: background-color .25s, color .25s; }
.rail-ctrl button:hover { background: var(--night); color: var(--cream); }
.rail-ctrl svg { width: 18px; height: 18px; }
.case-card { scroll-snap-align: start; position: relative; display: block; text-decoration: none; border-radius: var(--r-lg); overflow: hidden; aspect-ratio: 4 / 5; color: var(--cream); background: var(--night); }
.case-card img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; transition: transform .8s var(--ease); }
.case-card:hover img { transform: scale(1.04); }
.case-card::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgba(15,24,32,0) 35%, rgba(15,24,32,.88)); }
.case-card .body { position: absolute; left: 0; right: 0; bottom: 0; z-index: 1; padding: 26px; }
.case-card .tag {
  position: absolute; top: 18px; left: 18px; z-index: 1;
  padding: 7px 13px; border-radius: 999px; font-size: .8rem; font-weight: 600;
  background: rgba(255, 251, 243, .16); -webkit-backdrop-filter: blur(12px); backdrop-filter: blur(12px);
}
.case-card .amt { font-size: 2.6rem; font-weight: 300; letter-spacing: -0.06em; line-height: 1; }
.case-card h3 { font-size: 1.12rem; font-weight: 500; letter-spacing: -0.02em; margin-top: 10px; line-height: 1.3; }

/* Case grid (case studies index) */
.filter-bar { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 32px; }
.filter-bar button { font: inherit; font-size: .93rem; font-weight: 500; cursor: pointer; padding: 10px 18px; border-radius: 999px; border: 1px solid var(--line); background: transparent; color: var(--ink); transition: background-color .2s, color .2s, border-color .2s; }
.filter-bar button:hover { background: rgba(15, 24, 32, .06); }
.filter-bar button[aria-pressed="true"] { background: var(--night); color: var(--cream); border-color: var(--night); }
.case-card[hidden] { display: none; }
.case-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }

/* Split feature and about */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: clamp(40px, 6vw, 112px); align-items: center; }
.media-frame { border-radius: var(--r-lg); overflow: hidden; background: var(--steel); }
.media-frame img { width: 100%; height: 100%; object-fit: cover; }
.team-frame { background: linear-gradient(180deg, var(--steel), var(--mist-2)); padding: 48px 32px 0; }
.ticks { list-style: none; padding: 0; margin: 32px 0 0; display: grid; grid-template-columns: 1fr 1fr; gap: 0 32px; }
.ticks li { padding: 14px 0; border-top: 1px solid var(--line); font-weight: 500; }

/* States, licenses, areas */
.states { display: grid; grid-template-columns: repeat(5, 1fr); gap: 12px; }
.state { background: var(--mist-2); border-radius: var(--r-md); padding: 22px 20px; }
.state img { width: 72px; height: 72px; object-fit: contain; mix-blend-mode: multiply; opacity: .85; }
.state strong { display: block; margin-top: 18px; font-weight: 600; letter-spacing: -0.02em; }
.state span { font-size: .84rem; color: var(--ink-soft); font-variant-numeric: tabular-nums; }
.chips { list-style: none; padding: 0; margin: 0; display: flex; flex-wrap: wrap; gap: 8px; }
.chips li { padding: 9px 16px; border-radius: 999px; border: 1px solid var(--line); font-size: .93rem; font-weight: 500; }
.logos { display: grid; grid-template-columns: repeat(6, 1fr); gap: 10px; }
.logos div { display: grid; place-items: center; height: 96px; border-radius: var(--r-md); background: var(--mist-2); padding: 18px; }
.logos img { max-height: 54px; width: auto; filter: grayscale(1) contrast(1.15); mix-blend-mode: multiply; opacity: .72; }

/* CTA frame */
.cta { padding: 12px; }
.cta-frame { position: relative; overflow: hidden; border-radius: var(--r-lg); color: var(--cream); background: var(--night); padding: clamp(56px, 9vw, 140px) clamp(24px, 5vw, 72px); }
.cta-frame > img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; opacity: .38; }
.cta-frame .inner { position: relative; z-index: 1; display: flex; justify-content: space-between; align-items: flex-end; gap: 40px; flex-wrap: wrap; }
.cta-frame p { color: rgba(255, 251, 243, .78); margin-top: 22px; max-width: 30em; }
.cta-frame .btns { display: flex; gap: 10px; flex-wrap: wrap; }
.cta-frame .btn-line { color: var(--cream); }

/* Inner page header */
.page-head { padding: clamp(140px, 16vw, 210px) 0 clamp(40px, 5vw, 64px); }
.page-head .crumb { font-size: .9rem; color: var(--ink-soft); margin-bottom: 28px; display: flex; align-items: center; gap: 10px; }
.page-head .crumb a { text-decoration: none; }
.page-head .crumb a:hover { text-decoration: underline; }
.page-head .lede { margin-top: 28px; }
.page-head-row { display: flex; justify-content: space-between; align-items: flex-end; gap: 40px; flex-wrap: wrap; }
.banner { max-width: var(--max); margin: 0 auto; padding: 0 var(--gutter); }
.banner .media-frame { aspect-ratio: 21 / 8; max-height: 440px; width: 100%; }
.banner + .sec { padding-top: clamp(56px, 7vw, 96px); }

/* Case detail */
.facts { display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.facts div { padding: 22px 20px 22px 0; }
.facts div + div { padding-left: 20px; border-left: 1px solid var(--line); }
.facts dt { font-size: .84rem; color: var(--ink-soft); }
.facts dd { margin: 4px 0 0; font-weight: 600; letter-spacing: -0.015em; }
.article { display: grid; grid-template-columns: 260px minmax(0, 1fr); gap: clamp(40px, 6vw, 112px); }
.toc { position: sticky; top: 110px; align-self: start; display: grid; gap: 2px; }
.toc p { font-size: .84rem; color: var(--ink-soft); margin-bottom: 10px; }
.toc a { text-decoration: none; font-size: .93rem; color: var(--ink-soft); padding: 6px 0 6px 14px; border-left: 1px solid var(--line); transition: color .2s, border-color .2s; }
.toc a:hover, .toc a.on { color: var(--ink); border-left-color: var(--ink); }
.prose { max-width: 70ch; }
.prose h2 { font-size: clamp(1.6rem, 2.6vw, 2.3rem); letter-spacing: -0.04em; font-weight: 400; line-height: 1.1; margin: 64px 0 18px; scroll-margin-top: 110px; }
.prose h2:first-child { margin-top: 0; }
.prose h3 { font-size: 1.2rem; font-weight: 600; letter-spacing: -0.02em; margin: 32px 0 10px; line-height: 1.3; }
.prose p + p { margin-top: 1em; }
.prose p, .prose li { color: #26323D; }
.dark .prose p, .dark .prose li { color: rgba(255, 251, 243, .8); }
.prose ul { padding-left: 1.1em; margin: 1em 0; }
.prose li + li { margin-top: .45em; }
.prose li::marker { color: var(--steel-deep); }
.legal address { font-style: normal; margin-top: 1em; color: #26323D; }
.prose h3:first-child { margin-top: 0; }
.pullout { margin: 40px 0; padding: 28px 32px; border-radius: var(--r-md); background: var(--mist-2); }
.pullout strong { display: block; font-size: 2.4rem; font-weight: 300; letter-spacing: -0.055em; line-height: 1.05; }
.pullout span { color: var(--ink-soft); font-size: .95rem; }
.ledger { width: 100%; border-collapse: collapse; margin: 24px 0; font-variant-numeric: tabular-nums; }
.ledger td { padding: 14px 0; border-bottom: 1px solid var(--line); }
.ledger td:last-child { text-align: right; font-weight: 600; }
.ledger tr.total td { border-bottom: 0; border-top: 1.5px solid var(--ink); font-weight: 700; font-size: 1.1rem; }
.gallery { display: grid; grid-template-columns: repeat(2, 1fr); gap: 14px; margin: 40px 0; }
.gallery figure { margin: 0; }
.gallery img { border-radius: var(--r-md); aspect-ratio: 5 / 4; object-fit: cover; width: 100%; }
.gallery figcaption { font-size: .86rem; color: var(--ink-soft); margin-top: 10px; }
.gallery figure:first-child:nth-last-child(odd) { grid-column: 1 / -1; }
.gallery figure:first-child:nth-last-child(odd) img { aspect-ratio: 16 / 9; }

/* Next link */
.next { display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 40px 0; border-top: 1px solid var(--line); text-decoration: none; }
.next .h-lg { transition: transform .5s var(--ease); }
.next:hover .h-lg { transform: translateX(12px); }

/* Services on claim pages */
.cols3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.panel { background: var(--mist-2); border-radius: var(--r-lg); padding: 32px; }
.dark .panel { background: var(--night-2); }
.panel h3 { font-size: 1.35rem; letter-spacing: -0.03em; font-weight: 500; line-height: 1.2; }
.panel p { color: var(--ink-soft); margin-top: 12px; }

/* FAQ */
.faq { border-top: 1px solid var(--line); }
.faq details { border-bottom: 1px solid var(--line); }
.faq summary {
  list-style: none; cursor: pointer; display: flex; justify-content: space-between; align-items: center; gap: 24px;
  padding: 24px 0; font-size: clamp(1.1rem, 1.6vw, 1.3rem); font-weight: 500; letter-spacing: -0.025em;
}
.faq summary::-webkit-details-marker { display: none; }
.faq summary i { flex: none; width: 36px; height: 36px; border-radius: 50%; border: 1px solid var(--line); position: relative; transition: transform .35s var(--ease), background-color .25s; }
.faq summary i::before, .faq summary i::after { content: ""; position: absolute; left: 50%; top: 50%; width: 12px; height: 1.5px; background: currentColor; transform: translate(-50%, -50%); }
.faq summary i::after { transform: translate(-50%, -50%) rotate(90deg); }
.faq details[open] summary i { transform: rotate(45deg); background: var(--night); color: var(--cream); border-color: var(--night); }
.faq details p { padding: 0 64px 28px 0; color: var(--ink-soft); max-width: 62ch; }

/* Posts */
.posts { display: grid; grid-template-columns: repeat(2, 1fr); gap: 18px; }
.post { text-decoration: none; display: block; }
.post .media-frame { aspect-ratio: 16 / 10; }
.post .media-frame img { transition: transform .8s var(--ease); }
.post:hover .media-frame img { transform: scale(1.04); }
.post time { display: block; font-size: .88rem; color: var(--ink-soft); margin-top: 20px; }
.post h3 { font-size: clamp(1.4rem, 2.2vw, 1.9rem); letter-spacing: -0.04em; font-weight: 400; line-height: 1.15; margin-top: 8px; max-width: 22em; }

/* Contact */
.contact { display: grid; grid-template-columns: 1fr 1.05fr; gap: clamp(40px, 6vw, 112px); align-items: start; }
.contact-lines { margin-top: 48px; display: grid; gap: 0; border-top: 1px solid var(--line); }
.contact-lines a, .contact-lines div { display: flex; justify-content: space-between; gap: 20px; padding: 20px 0; border-bottom: 1px solid var(--line); text-decoration: none; }
.contact-lines span { color: var(--ink-soft); font-size: .92rem; }
.contact-lines strong { font-weight: 500; text-align: right; }
.form-card { background: var(--cream); color: var(--ink); border-radius: var(--r-lg); padding: clamp(24px, 4vw, 48px); --ink-soft: #46535F; --line: rgba(15, 24, 32, .12); }
.form-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; margin-top: 28px; }
.field { display: grid; gap: 7px; }
.field.full { grid-column: 1 / -1; }
.field label { font-size: .86rem; font-weight: 600; }
.field input, .field select, .field textarea {
  width: 100%; font: inherit; font-size: 1rem; color: var(--ink);
  background: var(--mist-2); border: 1px solid transparent; border-radius: 14px; padding: 14px 16px;
  transition: border-color .2s, background-color .2s;
}
.field select {
  appearance: none; -webkit-appearance: none; cursor: pointer; padding-right: 44px;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%230F1820' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 9l6 6 6-6'/%3E%3C/svg%3E");
  background-repeat: no-repeat; background-position: right 16px center; background-size: 16px 16px;
}
.field textarea { min-height: 130px; resize: vertical; }
.docs { display: grid; gap: 22px; margin: 28px 0 8px; }
.docs figure { margin: 0; }
.docs img { width: 100%; height: auto; border-radius: var(--r-md); border: 1px solid rgba(0,0,0,.09); background: #fff; cursor: zoom-in; display: block; }
.docs figcaption { font-size: .86rem; color: var(--ink-soft); margin-top: 10px; }
.docs figure.doc:first-child:has(img[alt^="Summary"]) img { max-width: 620px; }
.lightbox { position: fixed; inset: 0; z-index: 200; background: rgba(0,0,0,.88); display: grid; place-items: center; padding: 20px; cursor: zoom-out; }
.lightbox[hidden] { display: none; }
.lightbox img { max-width: 100%; max-height: 100%; object-fit: contain; border-radius: 8px; background: #fff; }
.field-err { color: #B3261E; font-size: .84rem; font-weight: 600; margin-top: 2px; }
.field-err[hidden] { display: none; }
.field input[aria-invalid="true"] { border-color: #B3261E; }

.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--ink); background: #fff; }
.chip-set { display: flex; flex-wrap: wrap; gap: 8px; }
.chip-set label { position: relative; }
.chip-set input { position: absolute; opacity: 0; }
.chip-set span { display: inline-block; padding: 10px 16px; border-radius: 999px; background: var(--mist-2); font-size: .92rem; font-weight: 500; cursor: pointer; transition: background-color .2s, color .2s; }
.chip-set input:checked + span { background: var(--night); color: var(--cream); }
.chip-set input:focus-visible + span { outline: 2px solid var(--ink); outline-offset: 2px; }
.form-foot { display: flex; flex-wrap: wrap; align-items: center; justify-content: space-between; gap: 16px; margin-top: 24px; }
.form-foot small { color: var(--ink-soft); font-size: .85rem; max-width: 26em; }
.form-done { display: none; }
.form-card.sent form { display: none; }
.form-card.sent .form-done { display: block; }

/* Footer */
.footer { background: var(--night); color: var(--cream); padding: clamp(72px, 9vw, 120px) 0 36px; margin-top: 0; }
.footer-top { display: flex; justify-content: space-between; align-items: flex-end; gap: 40px; flex-wrap: wrap; padding-bottom: 64px; border-bottom: 1px solid var(--line-light); }
.footer-top a.big { font-size: clamp(2.4rem, 6vw, 5.6rem); font-weight: 300; letter-spacing: -0.06em; line-height: 1; text-decoration: none; }
.footer-cta { display: flex; align-items: center; gap: 10px; }
.social { width: 52px; height: 52px; flex: none; border-radius: 50%; border: 1px solid var(--line-light); display: grid; place-items: center; color: var(--cream); transition: background-color .25s, border-color .25s; }
.social svg { width: 22px; height: 22px; }
.social:hover { background: rgba(255, 251, 243, .12); border-color: rgba(255, 251, 243, .4); }
.footer-top a.big:hover { color: var(--steel); }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 40px; padding: 56px 0; }
.footer-grid h4 { font-size: .86rem; font-weight: 600; letter-spacing: 0; color: rgba(255, 251, 243, .5); margin-bottom: 16px; }
.footer-grid ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.footer-grid a { text-decoration: none; color: rgba(255, 251, 243, .85); }
.footer-grid a:hover { color: #fff; text-decoration: underline; text-underline-offset: 4px; }
.footer-brand img { width: 130px; filter: invert(1) brightness(1.1); }
.footer-brand address { font-style: normal; margin-top: 20px; color: rgba(255, 251, 243, .7); }
.footer-base { display: flex; justify-content: space-between; gap: 16px 40px; flex-wrap: wrap; padding-top: 28px; border-top: 1px solid var(--line-light); font-size: .82rem; color: rgba(255, 251, 243, .5); }
.footer-base ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; gap: 6px 22px; }

/* Responsive */
@media (max-width: 1080px) {
  .nav-links, .nav-cta .btn-line { display: none; }
  .nav-cta { margin-left: auto; }
  .nav-toggle { display: block; margin-left: 0; }
  .hero-body, .stage, .split, .contact, .article { grid-template-columns: 1fr; }
  .intro { grid-template-columns: 1fr; gap: 16px; }
  .toc { display: none; }
  .steps { grid-template-columns: 1fr 1fr; row-gap: 48px; }
  .claim-row { grid-template-columns: 1fr 48px; }
  .claim-row p { grid-column: 1; grid-row: 2; }
  .claim-row .go { grid-row: 1 / span 2; grid-column: 2; }
  .states { grid-template-columns: repeat(3, 1fr); }
  .logos { grid-template-columns: repeat(3, 1fr); }
  .cols3 { grid-template-columns: 1fr; }
  .case-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .facts { grid-template-columns: 1fr 1fr; }
  .facts div:nth-child(3) { padding-left: 0; border-left: 0; }
  .facts div:nth-child(n+3) { border-top: 1px solid var(--line); }
}
@media (max-width: 680px) {
  body { font-size: 16px; }
  .nav { top: 22px; }
  .nav-inner { padding-left: 18px; }
  .nav-cta .btn { display: none; }
  .hero, .cta { padding: 8px; }
  .hero-frame { min-height: 0; }
  .stage-list { flex-direction: row; overflow-x: auto; border-top: 0; gap: 8px; scrollbar-width: none; }
  .stage-list button { flex: none; border: 1px solid var(--line); border-radius: 999px; padding: 10px 16px; }
  .stage-list button span { display: none; }
  .stage-list button[aria-selected="true"] { padding-left: 16px; background: var(--cream); color: var(--night); }
  .stage-panel { min-height: 0; }
  .steps { grid-template-columns: 1fr; }
  .hero-frame::after { background: #0000009C; }
  .claim-row .thumb { display: block; grid-column: 1 / -1; border-radius: var(--r-md); aspect-ratio: 21 / 9; object-fit: cover; width: 100%; }
  .rail { grid-auto-columns: 82%; }
  .case-grid { grid-template-columns: 1fr; }
  .ticks, .form-grid, .gallery, .posts { grid-template-columns: 1fr; }
  .states { grid-template-columns: 1fr 1fr; }
  .logos { grid-template-columns: 1fr 1fr; }
  .banner .media-frame { aspect-ratio: 16 / 10; }
  .faq details p { padding-right: 0; }
  .footer-grid { grid-template-columns: 1fr; }
  .contact-lines a, .contact-lines div { flex-direction: column; gap: 4px; }
  .contact-lines strong { text-align: left; }
}
/* Mobile refinements */
@media (max-width: 1080px) {
  .stage-list button { min-height: 64px; }
  .footer-grid .footer-brand { grid-column: 1 / -1; }
  /* touch screens: links and buttons get a comfortable tap area */
  .link { display: inline-block; padding: 10px 0; }
  .page-head .crumb > * { padding: 8px 0; line-height: 1.3; }
  .footer-top a.big { display: inline-block; padding: 10px 0; }
  .footer-grid ul { gap: 0; }
  .footer-grid li a { display: block; padding: 11px 0; }
}
@media (max-width: 680px) {
  .sec { padding: 56px 0; }
  .sec-tight { padding: 40px 0; }
  .page-head { padding-top: 112px; padding-bottom: 32px; }
  .page-head .crumb { flex-wrap: wrap; align-items: center; gap: 0 10px; margin-bottom: 18px; }
  .sec-head { margin-bottom: 28px; gap: 14px; }
  .steps { row-gap: 32px; }
  .step::before { margin-bottom: 16px; }
  .nav-call { display: grid; }
  .menu { overflow-y: auto; padding-top: 104px; }
  .menu a { font-size: 2rem; }

  /* Hero */
  .hero-body { padding: 126px var(--gutter) 20px; gap: 20px; }
  .hero .display { font-size: clamp(2.8rem, 14.5vw, 3.8rem); }
  .hero-sub { margin-top: 14px; font-size: 1rem; }
  .hero-form { padding: 20px; }
  .hero-form .form-grid { grid-template-columns: 1fr 1fr; }
  .hero-meta { gap: 2px 18px; font-size: .84rem; padding-top: 14px; }

  /* Forms: 16px text stops iPhones zooming in, bigger tap areas */
  .field input, .field select, .field textarea,
  .hero-form .field input, .hero-form .field select { font-size: 16px; }
  .chip-set span { padding: 12px 16px; }
  .form-foot { flex-direction: column; align-items: stretch; }
  .form-foot .btn { width: 100%; }
  .form-foot small { max-width: none; text-align: center; }
  .cta-frame .btns { width: 100%; }
  .cta-frame .btns .btn { flex: 1 1 100%; }

  /* Case cards and filters */
  .filter-bar { flex-wrap: nowrap; overflow-x: auto; margin: 0 calc(-1 * var(--gutter)) 24px; padding: 0 var(--gutter) 4px; scrollbar-width: none; }
  .filter-bar::-webkit-scrollbar { display: none; }
  .filter-bar button { flex: none; padding: 12px 18px; }
  .case-grid .case-card { aspect-ratio: 5 / 4; }
  .case-card .amt { font-size: 2.1rem; }
  .case-card .body { padding: 20px; }
  .next { flex-direction: column; align-items: flex-start; gap: 14px; padding: 28px 0; }
  .stage-list button { min-height: 44px; }

  /* Footer */
  .footer { padding-top: 56px; }
  .footer-top { padding-bottom: 36px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 28px 20px; padding: 36px 0; }
  .footer-base ul { flex-direction: column; flex-wrap: nowrap; gap: 6px; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-delay: 0s !important; transition-duration: .01ms !important; }
}

.skip { position: absolute; left: 12px; top: -60px; z-index: 300; background: var(--night); color: var(--cream); padding: 10px 16px; border-radius: 999px; font-weight: 600; }
.skip:focus { top: 12px; }
.hp { position: absolute !important; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.form-error { color: #B3261E; font-size: .9rem; font-weight: 600; margin: 14px 0 0; }
.form-error[hidden] { display: none; }
button[disabled] { opacity: .7; cursor: wait; }