Vandalism and burglary
Break-ins, theft and malicious damage, from stolen belongings to broken doors, windows and walls.
What We Do
Theft and Damage Assessment
We walk the property and document everything that was taken or broken, from stolen belongings to forced doors, smashed windows and damaged walls, so the claim reflects the full loss.
Inventory and Claim Preparation
We help you build a detailed inventory of what was stolen, with descriptions, values and proof of ownership, so the insurer has less room to cut items or lowball values.
Claim Management
We deal with the insurance company for you, from the adjuster's questions to negotiations over repair costs and replacement values.
Why Choose Us?
Experience with Theft and Vandalism Claims
Our public adjusters know how insurers review break-in claims and where they tend to push back, including proof of ownership, special limits and missing receipts.
Personal Attention
Being burglarized is stressful and very personal. We handle your claim with care and keep you updated at every step.
Getting You Paid Fairly
Our goal is a settlement that covers the repairs, the replacement of what you lost and the extra costs that come with it.
Frequently Asked Questions
Does homeowners or renters insurance cover burglary and vandalism?
In most cases, yes. Theft and vandalism are commonly covered, but limits, deductibles and exclusions vary by policy. Some policies cap items like jewelry, cash, firearms and electronics, so it helps to review yours early. Coverage can also be limited if a home has sat vacant for a long stretch.
What should I do right after a break-in?
Make sure you are safe, and call the police before going inside if you think someone could still be there. Get a police report, take photos and video of the damage, and secure the property by boarding up broken doors or windows. Keep receipts for any emergency repairs.
Do I need a police report to file a claim?
Most insurers expect one for theft and vandalism claims, so file it as soon as you can and keep the report number. It also backs up your claim if the insurer questions what happened.
How do I prove what was stolen if I do not have receipts?
Receipts help, but they are not the only proof. Photos, credit card statements, serial numbers, online order history and even social media posts can support your inventory. We will help you pull it together.
Can a public adjuster help with a burglary claim?
Yes. We document the damage, build the inventory, review your policy limits and negotiate with the insurer so you are paid for the repairs and for what was taken.
What if my insurance claim is denied or underpaid?
If your claim is denied or underpaid, we can review the decision, provide more evidence and negotiate with the insurer, including pushing back on low replacement values.
Can I prevent a break-in in the future?
We can share practical tips, such as better locks, lighting, cameras and alarm systems. Some insurers also offer discounts for security upgrades, so it is worth asking.
Get a second look before you sign.
A free review shows you what the insurer left out, what your policy covers and whether your claim is worth pursuing further.