Terms & Conditions

Effective Date: May 25, 2026

Welcome to the website of Ares Public Adjusters. These Terms and Conditions explain the rules for using our website, contacting our firm, and understanding the general nature of our public adjusting services.

By using this website, submitting a form, contacting us, or requesting information, you agree to these Terms and Conditions. If you do not agree, please do not use this website.

About Ares Public Adjusters

Ares Public Adjusters is a public adjusting firm serving Los Angeles and surrounding areas. We represent insured policyholders, not insurance companies.

Our services may include reviewing insurance policies, documenting property damage, preparing claim support, communicating with insurance companies, and negotiating property insurance claims on behalf of policyholders.

Website Information Only

The information on this website is provided for general informational purposes only. It is not legal advice, insurance coverage advice, tax advice, or a guarantee of any claim result.

Every insurance claim is different. Claim outcomes depend on the policy, facts, damages, documentation, carrier position, applicable law, and other claim-specific issues.

No Public Adjuster Relationship Until Signed Contract

Contacting Ares Public Adjusters, submitting a website form, calling us, emailing us, or receiving a consultation does not automatically create a public adjuster-client relationship.

A public adjuster-client relationship is created only after both the policyholder and Ares Public Adjusters sign a written public adjuster contract.

If there is any conflict between these website Terms and Conditions and a signed public adjuster contract, the signed contract controls.

Fees and Compensation

Any fee, commission, or compensation owed to Ares Public Adjusters will be stated in the signed public adjuster contract.

Ares Public Adjusters does not charge a public adjusting fee unless authorized by the client and allowed under the signed contract and applicable law.

No Guarantee of Insurance Payment

Ares Public Adjusters works to properly document, prepare, present, and negotiate claims. However, we do not guarantee that an insurance company will pay a claim, increase a claim payment, approve coverage, or resolve a claim within a specific time.

Insurance companies make coverage and payment decisions based on the policy, claim investigation, documentation, and their interpretation of the loss.

Client Responsibilities

Clients and prospective clients are responsible for providing accurate, complete, and truthful information.

This includes insurance policies, claim numbers, communications from the insurance company, photos, receipts, estimates, inventories, repair records, mortgage information, and any other documents relevant to the claim.

Ares Public Adjusters may rely on the information provided by the client when preparing or presenting a claim.

Use of Custom Software

Ares Public Adjusters may use its own custom software to manage claim information, documents, communications, and internal workflows.

Clients may be asked to provide documents, photos, signatures, or claim information electronically. By communicating with us electronically, you consent to electronic communication unless you tell us otherwise in writing.

Third Parties

During a claim, Ares Public Adjusters may communicate with insurance companies, insurance adjusters, contractors, consultants, engineers, mitigation companies, appraisers, attorneys, mortgage companies, and other claim-related parties when reasonably necessary.

Ares Public Adjusters is not responsible for the work, pricing, delays, statements, warranties, or conduct of third-party vendors unless specifically agreed in writing.

Not a Contractor or Repair Company

Ares Public Adjusters is a public adjusting firm. We do not act as a general contractor, construction company, restoration company, remediation company, engineer, architect, or repair warranty provider.

Any repair, mitigation, construction, or professional service agreement with a third party is separate from Ares Public Adjusters.

Website Use

You agree not to misuse this website. You may not attempt to hack, damage, overload, scrape, copy, reverse engineer, interfere with, or gain unauthorized access to the website, software, forms, systems, or data of Ares Public Adjusters.

You may not use this website to submit false information, spam, unlawful content, or information belonging to another person without authorization.

Intellectual Property

The text, design, branding, logo, graphics, photos, videos, content, and other materials on this website are owned by or licensed to Ares Public Adjusters unless otherwise stated.

You may view and print website pages for personal, non-commercial use. You may not copy, reproduce, sell, modify, distribute, or use website content for commercial purposes without written permission from Ares Public Adjusters.

Third-Party Links

This website may contain links to third-party websites or services. These links are provided for convenience only.

Ares Public Adjusters does not control and is not responsible for third-party websites, content, policies, security, services, or business practices.

Privacy

Use of this website is also governed by our Privacy Policy. Please review the Privacy Policy to understand how we collect, use, store, and protect personal information.

Limitation of Liability

To the maximum extent permitted by law, Ares Public Adjusters is not liable for damages arising from use of this website, inability to use this website, reliance on website information, technical issues, third-party links, or unauthorized access caused by factors outside our reasonable control.

This limitation does not limit any rights a client may have under a signed public adjuster contract or applicable law.

Indemnification

You agree to hold Ares Public Adjusters harmless from claims, losses, damages, liabilities, and expenses arising from your misuse of the website, submission of false information, violation of these Terms and Conditions, or violation of another person’s rights.

Changes to These Terms

Ares Public Adjusters may update these Terms and Conditions from time to time. Updates will be posted on this website with a revised effective date.

Continued use of the website after changes are posted means you accept the updated Terms and Conditions.

Governing Law

These Terms and Conditions are governed by the laws of the State of California, without regard to conflict of law rules.

To the extent legally permitted, any dispute related to this website or these Terms and Conditions will be handled in California. These Terms do not override any dispute-resolution terms in a signed public adjuster contract.

Contact Us

For questions about these Terms and Conditions, contact: