Your Malibu public adjuster
Malibu homeowners deal with wildfire, wind, slides and coastal conditions that few other places in Los Angeles County match. We work for you, not the insurance company, and we travel to the property to inspect, document and build a claim that reflects what it really costs to repair or rebuild.
If your claim was denied, underpaid or delayed, or you are not sure the insurance company's number makes sense, call us before you agree to a settlement or sign anything.
What shapes insurance claims in Malibu
The Woolsey Fire in 2018 and the Franklin Fire in December 2024 both tore through parts of Malibu, and the Palisades Fire in January 2025 caused more damage along the coast. Even homes that were not burned can carry smoke, ash and soot in the HVAC, attic and walls, and insurance companies often underestimate cleaning.
Malibu homes are often custom built, on hillsides or bluffs, with high replacement costs and specialty finishes. Estimates that price a home like typical construction usually come up short. Many owners also carry high limits, multiple structures or FAIR Plan coverage, which makes a careful policy review important.
Winter storms bring mudslides, debris flows and roof leaks along the canyons and the coast road, and salt air and strong winds are hard on roofs and exteriors. Standard homeowners policies generally exclude flood and earth movement, so sorting out what is covered is a common source of disputes.
Claims we handle in Malibu
- Fire and smoke damage, including wildfire smoke and ash in homes that did not burn.
- Water damage, from burst pipes and failed supply lines to hidden leaks and mold disputes.
- Wind and roof damage, including partial repair offers when the whole roof needs replacing.
- Vandalism and burglary, from stolen belongings to broken doors and windows.
- Personal property and contents, so your belongings are valued fairly.
- Condo and HOA claims, where the master policy and the unit owner's policy both come into play.
How it works
- Free claim review. Tell us what happened. We look at your policy and the insurance company's position and tell you where you stand.
- Documentation. We inspect the property, document the damage and prepare a detailed estimate and photo report.
- Negotiation. We deal with the adjuster, respond to their estimate and push back on anything that was left out or undervalued.
- Appraisal if needed. When the two sides cannot agree, we can invoke the appraisal clause in your policy.
Public adjusters are paid a percentage of the amount recovered, and the fee is spelled out in a written contract before you sign anything.
Serving Malibu and nearby areas
We work with property owners across Malibu, including Point Dume, Carbon Beach, Serra Retreat, Paradise Cove and Trancas Canyon. We also help clients in Pacific Palisades and Los Angeles and across Los Angeles County.
Our office is at 414 N Orange St, Unit 107, Glendale, CA 91203. Get directions.
