Public adjusters in Beverly Hills, CA

Ares Public Adjusters helps Beverly Hills homeowners document fire, smoke, water and wind damage to high value homes and push the insurance company for a fair settlement.

Get a Free Review
Serving
Beverly Hills, CA
Phone
(818) 918-3332
California license
No. 6012529
Claim review
Free

Your Beverly Hills public adjuster

Beverly Hills claims tend to be large, and the details matter more. Custom construction, high end finishes and valuable belongings are easy for an insurance company to underprice. We work for you, not the insurance company, and we document what is actually in your home so the claim reflects the real cost to repair or replace it.

If your claim was denied, underpaid or delayed, or you are not sure the insurance company's number makes sense, call us before you agree to a settlement or sign anything.

What shapes insurance claims in Beverly Hills

Homes here are usually custom built, with specialty materials, high end finishes and landscaping, and replacement costs well above average. Insurance estimates that use standard pricing for standard construction tend to fall short, so documenting the actual materials and workmanship is important.

Contents are a bigger part of these claims too. Art, jewelry, wine, designer clothing and collectibles often have special limits or need to be scheduled separately on the policy. We review how your policy treats them before the claim goes in.

The hillside and canyon areas, including parts of Benedict Canyon and Coldwater Canyon, carry wildfire and wind exposure. Many owners also carry high limit or surplus lines policies whose terms differ from the standard form, which is one more reason to review the coverage carefully.

Claims we handle in Beverly Hills

How it works

  • Free claim review. Tell us what happened. We look at your policy and the insurance company's position and tell you where you stand.
  • Documentation. We inspect the property, document the damage and prepare a detailed estimate and photo report.
  • Negotiation. We deal with the adjuster, respond to their estimate and push back on anything that was left out or undervalued.
  • Appraisal if needed. When the two sides cannot agree, we can invoke the appraisal clause in your policy.

Public adjusters are paid a percentage of the amount recovered, and the fee is spelled out in a written contract before you sign anything.

Serving Beverly Hills and nearby areas

We work with property owners across Beverly Hills, including the Flats, Trousdale Estates, Benedict Canyon, Coldwater Canyon and the Beverly Hills Post Office area. We also help clients in Los Angeles, West Hollywood and Sherman Oaks and across Los Angeles County.

Our office is at 414 N Orange St, Unit 107, Glendale, CA 91203. Get directions.

Frequently Asked Questions

Does my policy cover art, jewelry and other valuables?

Often with limits. Many homeowners policies cap coverage for jewelry, fine art and collectibles unless they are listed separately. We review your policy and help document what was lost or damaged.

Do I need a public adjuster for a claim in Beverly Hills?

You do not have to hire one, but it can help when the damage is large, the claim was denied or underpaid, or the insurance company's estimate is far below your contractor's. A free review can tell you whether it makes sense for your claim.

How much does a public adjuster cost?

Public adjusters are paid a percentage of what is recovered. The fee and everything else about the work is written into a contract that you can review before you sign. We are happy to go over it with you during a free review.

What should I do first after damage to my Beverly Hills home?

Make sure everyone is safe and stop the source of the damage if you can. Take photos and video before any cleanup, keep damaged items when possible, save receipts for emergency costs and report the loss to your insurance company. Then call us before you agree to a settlement or sign anything.

Can you handle claims with surplus lines or high limit policies?

Yes. These policies can read differently from a standard form, so we start with a careful review of the coverage and its conditions before building the claim.

How do you document custom finishes and materials?

We photograph and record the actual materials and custom work in the home, work with contractors and specialists on real pricing, and build the estimate from what is there, not from a generic price list.

Get a second look before you sign.

A free review shows you what the insurer left out, what your policy covers and whether your claim is worth pursuing further.